ABOUT THE DEPARTMENT
We ensure that New Mexicans attain their highest level of health by providing whole-person, cost-effective, accessible, and high-quality health care and safety-net services.
Health Care Coverage Innovations
During the 2021 Legislative Session, the New Mexico Legislature passed and Governor Michelle Lujan Grisham signed Senate Bill 317, which placed a moratorium on out-of-pocket costs for mental health services for state-regulated plans and created a Health Care Affordability Fund to lower health care costs for New Mexicans. The law allows the Fund to be used to:
- Reduce premiums and out-of-pocket health care costs for New Mexicans who qualify for coverage on BeWell, the state’s Health Insurance Marketplace;
- Reduce premiums for small businesses and their employees;
- Provide resources for planning, design and implementation of health care coverage initiatives for uninsured New Mexico residents; and
- Provide resources for administration of state health care coverage initiatives for uninsured New Mexico residents.
Since July 1, 2024 the Health Care Affordability Fund (HCAF) has been administered by the Health Care Authority.
Learn about HCCI Health Care Affordability Fund.
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**NOTICE OF FINAL RULE 8.401.2 NMAC**
Health Care Authority- Health Care Affordability Fund
Click images to see full notice
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*Posted 05/05/2026
Updates
**NEW 05/29/2026** PY2027 SOPA Supplemental Template (Excel download)
**NEW 05/29/2026** PY27 Clear Cost Plans
- PY27 Clear Cost Plan Requirements – BeWell Health Benefits Committee
- PY27 Clear Cost Plan Designs
- PY27 Clear Cost Plan Benefit Template
**NEW 05/12/2026** Small Business Health Insurance Premium Relief Initiative: Jul – Dec 2026 Notice of Guidance
Your premiums will go up if Congress does not extend your premium tax credits.
Click to find out how much: